The Income Method by
How much money do you need in retirement?
How much money do you need to retire in comfort? Ask a dozen experts, and you will get a dozen different answers. Millions of retirees are living with the fear that they might not have enough. They spend their retirements slowly selling off stocks that they acquired over many decades. Trading their assets for cash to fund their lifestyles. Hoping that they saved a large enough nest egg, hoping that the stock market doesn't crash, and hoping that they do not outlive their retirement funds. Hope is not a reliable retirement strategy.
CONSIDER
Are you asking the wrong question?
RETIREMENT INCOME
5
YEARS TO RETIRE
?
YEARS IN RETIREMENT
When you retire, you don't need a large lump sum upfront. What you need, is a recurring income stream, that will replace the income stream you used to receive from employment.
You may know how many years before you retire, but you can't know how many years you will be retired.
An income stream that:
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Replaces the income you were receiving from employment for the full term of retirement.
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Grows at a pace that meets or exceeds inflation and your cost of living.
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Does not require selling off assets.
The question you need to ask yourself is how much income do you need to replace? This should be a much easier question, as you know how much income you make.
INTRODUCING
The Income Method by HDO
The Income Method is an investment strategy that fits the needs of retirees, which is founded on the idea of replacing the income stream you lose from employment, with an income stream generated by interest and dividend income. You can't just put your income needs on pause because the market is bearish and share prices are falling. You need income every single month.
High Dividend Opportunities is the #1 ranked service for the 6th consecutive year on Seeking Alpha. We are dedicated to bringing investors the newest and most profitable dividend and fixed-income investment opportunities. Our portfolio targets an average yield of +8% in a variety of high-quality securities.
In today's volatile world, our Model Portfolio, together with our Preferred Stock and Bond Portfolios, provide income investors with a safe and recurrent source of income.
THE MAIN FEATURES
360°
Portfolio Tracker
8%
Yielding Model
Portfolio of Stocks
A Model Portfolio of stocks currently yielding +8%.
A state-of-the-art Portfolio Tracker that lets you see a 360° view of your dividend holdings, income, and recommended allocation by sector.
A Dedicated Team of seasoned professionals that provide weekly updates on the stocks in our Model Portfolio, and our macroeconomic outlook.
Live Chat offers instant access to our Dedicated Team to answer your questions.
THE MOST SUBSCRIBED SERVICE ON SEEKING ALPHA SINCE 2016!
DEDICATED TEAM
The Income Specialists Team
of High Dividend Opportunities
TRACK RECORD
Model Portfolio
The High Dividend Opportunities team is continually growing as we add new experts. Our dedicated team of seasoned income professionals specializes in all sub-sectors of the high-yield space to bring you the best available opportunities. Our experts invest their own money in our recommendations, so know you can count on the best advice! In investing, experience really matters and we have collectively over 200 years of investing experience supporting you every step of the way.
The High Dividend Opportunities team is continually growing as we add new experts. Our dedicated team of seasoned income professionals specializes in all sub-sectors of the high-yield space to bring you the best available opportunities. Our experts invest their own money in our recommendations, so know you can count on the best advice!
In investing, experience really matters and we have collectively over 200 years of investing experience supporting you every step of the way.
Rida Morwa is the lead author and editor of High Dividend Opportunities the #1 service for income investors and retirees. Prior, he was an investment and commercial banker with over 30 years of experience advising both individuals and institutional clients on high-yield investment strategies. In addition to being a former Certified Public Accountant (C.P.A.) from the state of Arizona, Rida holds a Bachelor of Science degree from Indiana University, and a master’s degree from Thunderbird School of Global Management.
Philip Mause is a former law practitioner with 40 years of experience. He practiced law in Washington D.C. in energy and communications regulation, as well as SEC litigation, where he gained extensive experience with company valuations. Philip brings 35 years of investment experience, in addition to his unique insight to identify stocks and securities trading at attractive valuations. Philip holds a B.A. from Georgetown University and his J.D. from Harvard University.
Will Barton is the lead analyst, and formerly a real estate appraiser. After a successful career culminating in managing the Appraisal Department for a county assessor, he stepped down to start a consulting firm. Since 2016, he has been publishing on Seeking Alpha using his knowledge and research skills to become a leading contributor. His unique ability to dive into the numbers and translate them into plain English is highly valued by our members. He has a BA in Business Administration from Drake University.
Scott Kaufman developed his passion for investing working alongside portfolio managers and private wealth advisers at Regions Bank, where he learned the key dynamics of how money works. He works as a credit analyst at the world's largest credit union. His focus is high-yield 'immediate income' style investing – so you can see and feel the monthly income impact immediately. He holds a BA and MDiv from Pensacola Christian College.
John is a software engineer with a degree in Mathematics from Syracuse University. He first became interested in investing and the stock market in the mid-1970s. Long discussions with his father taught him a lot about how the markets worked. He started investing for his retirement in the late 1980s, and continues looking for new sources of information on investing. He began writing research articles in October 2016 and now publishes regular updates on his main portfolio account for our members.
Venkat Raghavan holds a master’s degree in electrical engineering from Washington University in St. Louis. He is an expert in identifying attractive business models with strong fundamentals and is currently a management consultant for one of the largest professional services firms in the world. He enjoys identifying opportunities that are significantly discounted with the capability to generate outsized cash flows. Venkat's main focus is on high-yield dividend-growth stocks for current income with potential for long-term capital gains.
11.6%
Average Annual Return
7.5
Year Investing History
9.8%
Average Portfolio Yield
#1
Seeking Alpha Newsletter
The Income Method can help you replace your employment income with a passive income stream that will grow with time and reinvestment.
With 7,000+ members, High Dividend Opportunities is the largest and fastest-growing community for income investors and retirees. Our success is based on our commitment to continuously upgrade our service and remain the standard in providing the best dividend stock service in the nation.
What Else do you get With Your Membership?
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Access to our Model Portfolio - Our portfolio is actively managed and targets an 8-10% average current yield, with a diversified high-yield approach.
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Access to our Preferred Stock and Bond Portfolios - We have developed portfolios dedicated to preferred stocks and bonds, to further support conservative income investors and those interested in positioning defensively while still earning an 8%+ yield.
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A Free Dividend Tracker - Hate not knowing when your next big dividend payment is coming? Hate buying a security and realizing you missed the Ex-Div date by a couple of days? Our dividend tracker solves these problems by highlighting when and how large your next dividend payment will be! It makes organizing your bills and finances easy when you know when your money is coming!
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A Free Portfolio Tracker - This is a "best in class" tool that enables you to track your holdings, income, and recommended allocation by sector.
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Regular Market Updates - It is crucial to keep track of the news. With HDO, you’ll get continuous market updates and macro-economic analysis so you’ll always be on top of the overall economic climate and context that drives our investing strategy.
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Timely Buy and Sell Alerts - You’re never caught behind the news on High Dividend Opportunities. We send email alerts each time we make a change to our portfolio so members can stay up to date in managing their portfolios.
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24/7 Live Chat - Our live chat board is among the most passionate, informative, and active on Seeking Alpha. Our community comes together to share market news, and investment ideas, and help new members get started. Learn about the Income Method from those who are living it!
The #1 Service, Period!
Join the largest community of Income Investors and start generating High Dividends TODAY. +7000 members have already joined! Get Access to our Model Portfolio with 8-10% dividend yield.
Our Service has been the most subscribed to service on the Seeking Alpha platform since 2016. We maintained this ranking for the past 6 years due to our high commitment to continuously improving our members' investment experience. By joining our group, you will be part of the largest community of income investors accessing the best quality research with a long and proven track record to boost your income now!
Sign up today for 2 FREE WEEKS, no strings, zero obligations, and enjoy 100% access to our exclusive insights on us. After that, if you want to continue to receive HDO (and we're pretty sure you will) all you have to do is... nothing. Seeking Alpha will bill you at the going rates. Cancel anytime if you're not completely satisfied.
The #1 Service, Period!
Join the largest community of Income Investors and start generating High Dividends TODAY. +7000 members have already joined! Get Access to our Model Portfolio with 8-10% dividend yield.
Our Service has been the most subscribed to service on the Seeking Alpha platform since 2016. We maintained this ranking for the past 6 years due to our high commitment to continuously improving our members' investment experience. By joining our group, you will be part of the largest community of income investors accessing the best quality research with a long and proven track record to boost your income now!